Banks in India remain closed on both national and regional holidays, which vary depending on the state. Many customers defer their banking tasks to Saturdays, but it is important to note that banks observe holidays on the second and fourth Saturdays, along with Sundays.
Banks will be open today on January 4, 2025 as it the first Saturday of the month.
Banks in India are open on the first, third, and fifth Saturdays of the month (if applicable) and closed on the second and fourth Saturdays.RBI releases bank holiday list for January 2025: Check bank holidays in January 2025
RBI’s holiday list for January 2025
The RBI categorizes bank holidays under:
- Negotiable Instruments Act Holiday
- Banks’ Closure of Accounts
Banks in January 2025 will observe holidays for various festivals and regional celebrations. Customers should plan their visits accordingly. Each year, the Reserve Bank of India (RBI) publishes a state-wise monthly holiday list to clarify these variations.
Click here to check Bank Holiday in your stateOnline Banking During Holidays
While physical branches remain closed on holidays, customers can still carry out financial and non-financial transactions using:
- SMS banking
- Mobile banking
- WhatsApp banking
- Net banking and more.
Here is a breakdown of upcoming holidays in January 2025 based on region:
- January 6: Sri Guru Gobind Singh’s Birthday – Chandigarh
- January 11: Missionary Day/Imoinu Iratpa – Aizawl, Imphal
- January 14: Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali – Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (Andhra Pradesh), Hyderabad (Telangana), Itanagar, Kanpur, Lucknow
- January 15: Thiruvalluvar Day – Chennai
- January 16: Uzhavar Thirunal – Chennai
- January 23: Birth Anniversary of Netaji Subhas Chandra Bose and Vir Surendrasai Jayanti – Agartala, Bhubaneswar, Kolkata.
Festivals and observances in January 2025
Key festivals and observances for which banks will remain closed in January 2025 include:
- New Year’s Day/Loosong/Namsoong
- Sri Guru Gobind Singh’s Birthday
- Missionary Day/Imoinu Iratpa
- Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali
- Thiruvalluvar Day
- Uzhavar Thirunal
- Netaji Subhas Chandra Bose’s Birth Anniversary/Vir Surendrasai Jayanti.
| Jan-25 | 1 | 2 | 6 | 11 | 14 | 15 | 16 | 23 |
| Agartala | • | |||||||
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| Aizawl | • | • | • | |||||
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| Bhubaneswar | • | • | ||||||
| Chandigarh | • | |||||||
| Chennai | • | • | • | • | ||||
| Dehradun | ||||||||
| Gangtok | • | • | • | |||||
| Guwahati | • | |||||||
| Hyderabad – Andhra Pradesh | • | |||||||
| Hyderabad – Telangana | • | |||||||
| Imphal | • | • | ||||||
| Itanagar | • | • | ||||||
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| Kanpur | • | |||||||
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| Kohima | • | |||||||
| Kolkata | • | • | ||||||
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| Shillong | • | |||||||
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| Srinagar | ||||||||
| Thiruvananthapuram |
Plan ahead
To avoid inconvenience, check the RBI’s official holiday list for January 2025 to see holidays applicable in your state. Make use of online banking facilities to conduct transactions during holidays.
