Are all banks part of the UDGAM portal?

No. As on March 4, 2024, there are 30 banks, which are part of UDGAM portal, and they cover around 90% of unclaimed deposits (in value terms) in Depositor Education and Awareness (DEA) Fund of RBI.

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1. State Bank of India

2. Punjab National Bank

3. Central Bank of India

4. Dhanlaxmi Bank Ltd.

5. South Indian Bank Ltd.

6. DBS Bank India Ltd.

7. Citibank N.A.

8. Canara Bank

9. Bank of India

10. Bank of Baroda

11. Indian Bank 1

12. Union Bank of India

13. HDFC Bank

14. Federal Bank

15. Kotak Mahindra Bank

16. ICICI Bank

17. UCO Bank

18. Bank of Maharashtra

19. IDBI Bank

20. Jammu and Kashmir Bank Ltd.

21. Punjab and Sind Bank

22. Axis Bank Ltd.

23. 23. Indian Overseas Bank

24. Standard Chartered Bank

25. HSBC Ltd.

26. Karnataka Bank Ltd.

27. The Karur Vysya Bank Ltd.

28. Saraswat Co-operative Bank

29. IndusInd Bank Ltd.

30. Tamilnad Mercantile Bank Ltd.

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To search for unclaimed deposits in an individual category, a user must enter the account holder’s name, the name of the bank (one or more banks can be selected), and one or more of the five inputs: Permanent Account Number (PAN), Driving Licence Number, Voter ID Number, Passport Number, and the account holder’s date of birth.

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A user must enter information such as the name of the entity, the name of the bank (one or more banks may be chosen), and any one or more of the following four inputs: the name of the authorised signatory, PAN, Corporate Identification Number (CIN), and the date of incorporation in order to search unclaimed deposits in the non-individual category.

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No, the UDGAM portal just makes it easier to (a) search unclaimed deposits and accounts from several banks at once and (b) get information about each bank’s claim and settlement procedures (which is accessible through the search results). The only bank from which unclaimed deposits may be retrieved is the relevant one.

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