It is mandatory for a person receiving pension in India to furnish proof every year that he is alive. He can do so by providing a life certificate, which can be obtained physically from the bank that has his pension account. It can also be obtained online through the following process.
Pensioners can initiate the process by downloading the Jeevan Pramaan mobile application or by visiting a Jeevan Pramaan Centre to get themselves registered. They can register by providing essential details, such as Aadhaar number, pension payment order (PPO) number, bank account details and registered mobile number.Click here for FY 2023-24 tax-saving guide
Biometric authentication
The online life certificate process involves biometric authentication. Pensioners are required to visit an authorised Aadhaar Seva Kendra or a nearby bank branch for biometric verification. This step enhances the security and authenticity of the life certificate.
Mobile OTP verification
After biometric authentication, an SMS acknowledgement is sent to the user’s mobile number, including the Jeevan Pramaan Certificate ID. The certificate is stored in the life certificate repository and is accessible at any time by the pensioner as well as the pension disbursing agency.
Accessing the certificate
The pensioner can download the Jeevan Pramaan certificate from the Jeevan Pramaan website by providing the certificate ID.
Content on this page is courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.
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