From wallet loads to fuel spending: Check which will cost more on these Kotak credit cards from June 1, 2025

Standing Instruction Failure / Auto-debit return fee (includes NACH, ECS, Auto Debit): a Standing Instruction Failure or Auto-debit return—whether through NACH, ECS, or Auto Debit—will attract a fee of 2.0% on the bounced amount, with a minimum charge of Rs 450. The maximum fee applicable for such failures has been capped at Rs.5,000.

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