The Reserve Bank of India declares bank holidays and publishes a state-wise list of bank holiday calendars for every year. This also applies to Indian scheduled and non-scheduled banks. On national holidays such as Gandhi Jayanti (October 2), Independence Day (August 15), and Republic Day (January 26), banks will be closed across the nation. Regional holidays observed by each state, such as Karnataka Rajyotsava, Bihar Day, and Maharashtra Day, may have an impact on local banking services. Banks also observe holidays for significant religious occasions, such as Diwali, Eid, Christmas, Guru Nanak Jayanti, Holi, and others. These vary by region, depending on the prominence of the festival.
Also read: RBI releases bank holiday list for January 2025: Check bank holidays in January 2025
Banks are usually open on the first, third, and fifth Saturdays (if any) of a month unless specified as holiday in the RBI holiday list, while they are closed on all second and fourth Saturdays as well as on all Sundays, according to the mandate of the Reserve Bank of India (RBI).
Are banks or open closed today on January 25, 2025?
Banks are closed today on January 25, 2025, as it is the fourth Saturday of the month as banks are closed on second and fourth Saturday of the month as per RBI rules.
Also read: Central government holiday list 2025
Digital banking
Even though banks may be physically closed, digital banking services including net banking, mobile banking, and UPI services will continue to function. Customers are urged to check that their online banking services are registered and linked to the registered mobile numbers in order to avail digital transactions.
Bank holidays in January 2025
| Jan-25 | 1 | 2 | 6 | 11 | 14 | 15 | 16 | 23 |
| Agartala | • | |||||||
| Ahmedabad | • | |||||||
| Aizawl | • | • | • | |||||
| Belapur | ||||||||
| Bengaluru | • | |||||||
| Bhopal | ||||||||
| Bhubaneswar | • | • | ||||||
| Chandigarh | • | |||||||
| Chennai | • | • | • | • | ||||
| Dehradun | • | |||||||
| Gangtok | • | • | • | |||||
| Guwahati | • | |||||||
| Hyderabad – Andhra Pradesh | • | |||||||
| Hyderabad – Telangana | • | |||||||
| Imphal | • | • | ||||||
| Itanagar | • | • | ||||||
| Jaipur | ||||||||
| Jammu | ||||||||
| Kanpur | • | |||||||
| Kochi | ||||||||
| Kohima | • | |||||||
| Kolkata | • | • | ||||||
| Lucknow | • | |||||||
| Mumbai | ||||||||
| Nagpur | ||||||||
| New Delhi | ||||||||
| Panaji | ||||||||
| Patna | ||||||||
| Raipur | ||||||||
| Ranchi | ||||||||
| Shillong | • | |||||||
| Shimla | ||||||||
| Srinagar | ||||||||
| Thiruvananthapuram |
| Holiday Description | January dates |
| New Year’s Day/Loosong/Namsoong | 1 |
| Loosong/Namsoong/New Year Celebration | 2 |
| Sri Guru Gobind Singh’s Birthday | 6 |
| Missionary Day/Imoinu Iratpa | 11 |
| Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali | 14 |
| Thiruvalluvar Day | 15 |
| Uzhavar Thirunal | 16 |
| Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti/General Elections to the Municipal Local Bodies | 23 |
