Lowest personal loan interest rate: HDFC Bank vs SBI vs ICICI Bank vs Axis Bank

State Bank of India (SBI)

Interest rate (p.a.): 11.15-15.30%; EMI (Rs, loan amount: Rs 5 lakh; Tenure: 5 years): Rs 10,909-11,974; EMI (Rs; loan amount: Rs 1 lakh; Tenure: 5 years): Rs 2,182-2,395; Processing fee (% of loan amount): 1.5% (Rs 1,000-Rs 15,000).

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