If you have a RuPay credit card, you can link it to any of the applications and use it to pay through the Unified Payments Interface (UPI). In short, now you can make transactions through UPI using a RuPay credit card.
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Which apps have been enabled for linking credit cards on UPI?
RuPay credit card on UPI feature is available at BHIM, PhonePe, GPay, PayZapp, GoKIWI, Slice, Paytm, MobiKwik, BHIM PNB, Canara Ai1, Groww, Cred, ICICIiMobile, Jupiter, Samsung Wallet, Navi, Sriram Finance, FreeCharge, Amazon Pay, Fino Pay, Niyo Global, YesPay Next, Jio Finance and Union Bank of India (Vyom) apps. Customers need to link their RuPay credit card with the preferred app to use it.
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Which banks are currently live for credit cards on UPI?
Currently, 16 banks are live to link RuPay Credit Card on UPI – Punjab National Bank, Union Bank, Indian Bank, HDFC Bank, Canara Bank, Axis Bank, Kotak Mahindra Bank, BOB Financial Ltd, SBI Cards, ICIC Bank, AU Small Finance Bank, IDFC Bank, Federal Bank, Catholic Syrian Bank, IndusInd Bank, Yes Bank
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Is there any limit on the amount of transactions that can be carried out from a linked credit card on UPI?
Amount limit per card per day: UPI limit (1 lakh per day and 2 lakh for some special MCC codes), however it will be limited to the available credit limit on your card.
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Can I link my Visa/Mastercard credit card to UPI?
No. You cannot link your Visa or Mastercard credit card on UPI. At present, only RuPay credit cards can be linked to UPI.
