1.Select the coverage of the policy based on your requirements: length of stay, travel destination, and any activities that might require insurance.
2.Check the policy limit and ensure it is adequate for the place you are travelling to. Understand the exclusions, such as pre-existing diseases, or events or circumstances that are not covered by the policy.
3.Find out the deductible, which is the amount you will have to pay before the insurance provider starts covering costs.
4.Compare the policies with similar coverage for the premium charged and reputation of the insurer.
Content on this page is courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.
