FD interest rate up to 8.05%: Check which bank is offering highest FD rate after revision in October

For senior citizens, the bank offers interest rate between 4% to 7.75% and for super senior citizens, it offers 4.30% to 8.05%. The highest interest rate of 7.25%, 7.75% and 8.05% is offered on tenure of 400 days. The rates are effective from October 1, 2024.

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Punjab & Sind offers fixed deposit interest rates between 2.80% to 7.25% for tenure ranging from 7 days to 10 years for general citizens. The rates are effective from October 1, 2024.

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According to the bank website, “Senior Citizens shall be given benefit of additional interest of 0.50% on term deposits of less than Rs. 3 crore, over and above the mentioned rates for the maturity of 180 days & above on fresh as well as on renewal of term deposits, same shall not be available to NRE, NRO deposits, capital gain and Bulk deposits.

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The bank offers Super Senior Citizens a benefit of additional interest of 0.15% on specific period (i.e. 222Days, 333Days, 444Days, 666Days, 999Days) Term Deposits of less than Rs. 3 crore.

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Bank of Baroda offers fixed deposit interest rates between 4.25% to 7.15% for tenure ranging from 7 days to 10 years for general citizens. For senior citizens, the bank offers interest rate between 4.75% to 7.60%. The new rates are effective from October 3, 2024.

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According to the Bank of Baroda website, “(* incl. additional ROI 0.50% for RTD upto 3 Years and Above 10 Years, # incl. additional ROI of 0.50+0.15 for RTD above 3 Years and upto 5 Years, ** incl. additional ROI of 0.50%+0.50% for RTD above 5 Years and upto 10 Years to Resident Senior Citizens)”

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