5 money habits you must practice in your 20s, 30s

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Sep 03, 2024, 07:14:36 PM IST

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Financial habits: Budgeting is a must A financial budget is a crucial step in organising one’s monthly cash flow. Take the help of online resources and apps. Tweak it as spending habits or income levels change.

Text: Investment Education and Learning (CIEL)

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Good credit score to benefit you A good credit score is key to qualifying for the best credit cards and loan deals. Improve your credit score by using the card regularly and paying the minimum due or full amount every month.

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Build an emergency fund Build an emergency fund to cover unexpected expenses like medical bills or car repairs. It can help you avoid expensive personal loans.

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Start long-term investment Start long-term saving for your financial goals. It’s never too soon to start saving for retirement, and the earlier you start, the more your money can grow.

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Good money habits to follow Build good money habits. Check your account balances regularly, pay credit card bills on time, and commit to small savings via SIPs for long-term wealth creation.

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5 money habits you must practice in your 20s, 30s

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