Debt consolidation loans for people with bad credit have become more accessible than ever, thanks to online portals that match borrowers with potential lenders. These portals provide a seamless application process that can be completed in minutes – with lending decisions often offered the same day. This article provides a list of debt consolidation loans for bad credit providers, highlighting the funding options they offer and how you can apply for a debt consolidation loan today.
Best debt consolidation loans bad credit – Quick overview
- Green Dollar Loans – Best for debt consolidation loan for bad credit
- Big Buck Loans– Best for credit card debt consolidation
- Viva Payday Loans – Best for debt consolidation payday loans
- Low Credit Finance – Best for personal loans for debt consolidation
- Credit Clock – Best for same day debt consolidation loans
Best debt consolidation loans bad credit 2022 – Full overview
1.
Green Dollar Loans – Best for debt consolidation loan for bad credit
Spotlight WireGreen Dollar Loans specializes in quick debt consolidation loans with bad credit, offering accessibility to all FICO scores. Borrowing amounts range from $100 to $5,000, with flexible repayment terms extending up to 24 months.
Applying with Green Dollar Loans takes around two minutes, all facilitated through a handy online form. Although lending decisions may be subject to credit or affordability checks, funding can often be transferred on the same day.
Pros:
· Quick application process
· User-friendly loan calculator
· Speedy funding offered
Cons:
· APRs as high as 35.99%
>>> Click to request your debt consolidation loan offer today
2. Big Buck Loans – Best for credit card debt consolidation
Spotlight WireBig Buck Loans is another debt consolidation loan for bad credit providers, providing scope for funds to be transferred in as little as 15 minutes. This provider has several customer testimonials on its website detailing their positive experiences.
All FICO scores are welcome to apply for these debt consolidation loans for bad credit online, with funding of up to $5,000 available.
Pros
:
· Several customer testimonials
· All FICO scores welcome
· Offers up to $5,000 in funding
Cons:
· APR determined by the end lender
3. Viva Payday Loans – Best for debt consolidation payday loans
Spotlight WireThe top debt consolidation loans for bad credit providers is Viva Payday Loans. This broker offers APRs that start at just 5.99%, with repayment timeframes from 2-24 months.
Viva Payday Loans also provides flexible funding amounts, from $100 to $5,000. Notably, all FICO scores are welcome to apply with Viva Payday Loans, making this one of the most popular guaranteed debt consolidation loans providers.
Pros:
· A lending decision in minutes
· Borrow up to $5,000
· All FICO scores welcome
Cons:
· Unavailable in some states
4. Low Credit Finance – Best for personal loans for debt consolidation
Spotlight WireLow Credit Finance offers fast debt consolidation loans online for bad credit through a handy online portal. All credit types are welcome to apply, with same-day decisions possible in certain circumstances.
APRs range from 5.99% to 35.99%, and funding starts from as little as $100. Finally, no paperwork is required, and no hidden fees are charged with this provider.
Pros:
· No paperwork required
· No upfront/hidden fees
· Huge network of lenders
Cons:
· Loans are not guaranteed
5. Credit Clock – Best for same day loan
Spotlight WireRounding off the list of guaranteed debt consolidation loans is Credit Clock. This provider connects borrowers and lenders through a streamlined online portal, offering repayment periods from 3 – 24 months.
Pre-approval can take as little as two minutes, with funding from $100 to $5,000. Although bad credit debt consolidation loans guaranteed approval might not be possible due to US regulation, this provider can facilitate speedy loans using its vast network of lenders.
Pros:
· Pre-approval in just two minutes
· Repay between 3-24 months
· No paperwork required
Cons:
· Not available in some states
What are debt consolidation loans for bad credit and how do they work?
Obtaining debt consolidation loans with bad credit is easier than ever, thanks to the growth of fully-digital application processes. These loans represent short-term funding, usually in amounts less than $5,000.
Although bad credit debt consolidation loans guaranteed approval might not be possible, since regulation dictates the end lender may require a credit check, these loans can still be obtained in a speedy fashion. Debt consolidation loans with bad credit can often be received on the same day the lending decision is approved.
How to apply for debt consolidation loans for bad credit in quick steps on Viva Payday Loans
- Step 1: Choose your loan amount – Decide how much funding you want ($100 to $5,000) and the repayment period (2-24 months).
- Step 2: Complete the application form – Complete the application form offered through the quick debt consolidation loans for bad credit provider’s website.
- Step 3: Wait for a decision – A lender will provide a decision in minutes or an alternative.
- Step 4: Get your loan – The end lender may require a credit check, per US regulation; if the check is passed, funding can arrive the same day.
Debt consolidation loans for bad credit features and factors to consider
Below are some key features concerning the best bad credit debt consolidation loans online:
Digital applications
Debt consolidation loans bad credit providers offer fully-digital application processes, meaning borrowers can apply without needing to send physical paperwork.
Range of funding amounts
Many bad credit debt consolidation loans brokers will offer funding amounts ranging from $100 to $5,000.
Accepts all FICO Scores
Debt consolidation loans for bad credit online can be applied for regardless of creditworthiness – although the end lender may require a credit check, per US regulatory guidelines.
How to choose the best debt consolidation loans for bad credit providers?
These criteria were employed when deciding which debt consolidation loans for bad credit online providers to include:
- APR ranges were clearly stated
- No upfront fees or costs charged
- Range of funding amounts on offer
- All FICO Scores welcome
Conclusion
This article has discussed how to obtain debt consolidation loans online for bad credit, highlighting several respected providers with easy application processes. Viva Payday Loans is a safe bet for those looking to apply for a payday loan today, as this platform can provide a decision in just two minutes, with funding of up to $5,000 available.
FAQ’s
What debt consolidation loans accept bad credit?
The best online debt consolidation loans for bad credit can be sourced via Viva Debt Consolidation Loans, which offers a fully-digital application process with quick decisions.
Where to get the best debt consolidation loans with really bad credit?
Quick bad credit debt consolidation loans are offered through Viva Debt Consolidation Loans, which provides a platform for pairing borrowers with potential lenders.
Are bad credit debt consolidation loans safe?
Yes, debt consolidation loans for bad credit are safe as long as you partner with a respected loan facilitator.
Disclaimer – The above content is non-editorial, and TIL hereby disclaims any and all warranties, expressed or implied, relating to it, and does not guarantee, vouch for or necessarily endorse any of the content. The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to U.S residents only.
